About Cynthia J. Guldy


  • Graduate of State University of New York with a Bachelor of Science- Art Education

  • Agent with New York Life since 1980

  • Qualifying Member of Million Dollar Round Table, 2004, 2006-2010 and 2012*

  • Chartered Life Underwriter designation in 2003

  • Member of NAIFA Northern Colorado for 32 years. Past President and Treasurer (board member for 13 years)

  • Member of Northern Colorado Association of Health Underwritiers since 1999.  Past President, 2003-2004, Colorado State Association of Health Underwriters legislative committee member for 5 years.

  • Member of Northern Colorado Estate Planning Council

  • Recipient of 2011 NAIFA Mike Engelstad Memorial Award for outstanding professional and personal leadership accomplishments 


  • Graduate of Leadership Loveland

  • Past Director, Northern Colorado Community Foundation- Loveland Advisory Board, 6 years

  • Colorado Governors Art Show,  Show Director, 3 years

  • Board Member, McKee Medical Center Foundation

  • Board Member, House of Neighborly Service

  • Advisory Board, Good Samaritan Retirement Village

  • Member of Loveland Rotary Club since 1996. Rotarian of the Year in 2000. President  2010-2011


  • Married to Gordon Hiney for 32 years, 3 children and 2 grandchildren

Favorite Activities

  • Gourmet cooking for family and friends

  • Skiing with children and grandchildren

  • Fundraising for favorite charities

  • Travel

  • Golf

    *MDRT is recognized throughout the industry as the standard of excellence in life insurance sales performance.


Cynthia Guldy is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (AR Insurance License #1593580), AZ, CA (CA Insurance License #1843795), CO, FL, IL, KS, MD, MN, MO, NC, NM, NV, SC, TN, TX, UT, WA, and WY. No insurance business may be conducted outside the states referenced.

Cynthia Guldy is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 4188 Palm Dr, Denver, NC, 28037, 970-674-3556. In this regard, this communication is strictly intended for individuals residing in the states of AR, CO, IL, KS, MN, NC, NM, TN, UT, WA, and WY. No offers may be made or accepted from any resident outside the specific states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.